GENERAL
Please read the following Terms of Use carefully. By using this Web Site, you acknowledge that you have read these Terms of Use and that you accept and will be bound by the terms thereof, as they may be modified by Kevin Wagner and www.Kevin-Wagner.com., from time to time, as posted on this Web site. When such a modification is made, we will post a revised version of the Terms of Use on this Web site. Changes will be effective when they are posted. Kevin Wagner and www.Kevin-Wagner.com., is not required to provide you with notification that any such change has been made. It is your responsibility to review these Terms of Use from time to time to be aware of any such change. Your continued use of the service will indicate your agreement to any such change. We reserve the right to add to, remove, change or terminate access to any of the content or functions of the service without giving specific notice to you. If you do not agree to the Terms of Use, you may not use this Web site. Access to this Web site is restricted to those persons who have a valid Login Name and Password and who have accepted these Terms of Use. Access or attempted access by unauthorized individuals may be subject to prosecution. Any use of the Web site is at the sole risk of the user. When used in these Terms of Use, "Kevin Wagner and www.Kevin-Wagner.com." shall include any affiliates, directors, officers, and employees.

INFORMATION COPYRIGHT 2006 BY KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM.
Except as otherwise indicated, information on this Web site is protected by copyright in the United States of America and in other countries. Unless otherwise specified (see the Limited Disclaimer of Copyright below), no one has permission to copy or republish, in any form, any information found on this Web site.
The posting of information or other materials to this Web site does not constitute a waiver of any proprietary right in such information and materials (such as, but not limited to, copyright, service marks, trademarks, trade names, or other intellectual property) and does not transfer any rights to a user of the Web site or any other third party, except as expressly provided herein.

LIMITED DISCLAIMER OF COPYRIGHT
Any authorized person may view the information (and incidentally create an electronic copy of the information) available from this Web site for informational purposes only. No part of the information at this Web site can be otherwise redistributed, copied, or reproduced in any form without prior written consent of Kevin Wagner and www.Kevin-Wagner.com.

DISCLAIMER OF WARRANTIES
This information is provided "AS IS" without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM., MAKES NO REPRESENTATION AS TO THE ACCURACY, TIMELINESS, OR COMPLETENESS OF THE WEB SITE MATERIALS. KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM., PERIODICALLY AMENDS, CHANGES, ADDS, DELETES, UPDATES OR ALTERS THE INFORMATION, INCLUDING, WITHOUT LIMITATION, THE TERMS OF USE, AT THE WEB SITE WITHOUT NOTICE. FURTHER, KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM., ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OF THE WEB SITE. KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM., SPECIFICALLY DISCLAIMS ANY DUTY TO UPDATE THE INFORMATION ON THE WEB SITE.
REFERENCE TO KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM., AND ITS SERVICES AND PRODUCTS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. IN NO EVENT SHALL KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM., OR ANY OTHER PARTY INVOLVED IN THE CREATION, PRODUCTION, OR DELIVERY OF THE INFORMATION AT THIS WEB SITE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, COMPUTER VIRUS OR SYSTEM FAILURE, DATA OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF DAMAGES, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS WEB SITE (OR THE INFORMATION OR SERVICES PROVIDED AT THIS WEB SITE) ON ANY WEB SITE RELATED TO ANY THIRD PARTY, OR USERS' INABILITY TO USE THE INFORMATION OR MATERIALS CONTAINED IN THE WEB SITE (OR ANY OTHER WEB SITE). IN NO EVENT SHALL KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM.'S LIABILITY TO USERS FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE OR OTHERWISE) EXCEED THE AMOUNT, IF ANY, PAID BY USERS TO KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM., FOR ACCESSING THE WEB SITE. THE USER SHOULD CONSULT HIS OR HER OWN LEGAL ADVISORS REGARDING THE APPLICABILITY OF STATE STATUTES REGARDING LIMITATIONS ON LIABILITY.
DESCRIPTIONS OF, OR REFERENCES TO, PRODUCTS, SERVICES OR PUBLICATIONS WITHIN THE KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM., WEB SITE DO NOT IMPLY ENDORSEMENT OF THAT PRODUCT, SERVICE, OR PUBLICATION. KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM., MAKES NO WARRANTY OF ANY KIND WITH RESPECT TO THE SUBJECT MATTER INCLUDED HEREIN OR THE PRODUCTS LISTED HEREIN. KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM., SPECIFICALLY DISCLAIMS ALL WARRANTIES, EXPRESSED, IMPLIED, OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ALL WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
Some states do not allow the disclaimer of warranties or the exclusion of liability for consequential damages, so the above limitations may not apply to you in all cases.

TYPOGRAPHIC ERRORS
This Web site could include technical inaccuracies or typographical errors.
INDEMNIFICATION BY USER
USER AGREES TO INDEMNIFY, DEFEND AND HOLD KEVIN WAGNER AND WWW.KEVIN-WAGNER.COM., HARMLESS FROM ANY LIABILITY, LOSS, CLAIM AND EXPENSE, INCLUDING ATTORNEY'S FEES RELATED TO A USER'S VIOLATION OF THESE TERMS AND CONDITIONS OR THE USE OF THE SERVICES, INCLUDING TECHNICAL SUPPORT, AND INFORMATION PROVIDED AT THIS WEB SITE.

VIRUSES
All responsibility or liability for any damages caused by viruses contained within the electronic files or at this Web site is disclaimed.

LINKS TO OTHER WEB SITES
This Web site may contain links to other Web sites not owned or managed by Kevin Wagner and www.Kevin-Wagner.com., or its affiliates. Kevin Wagner and www.Kevin-Wagner.com., is not responsible for the content, accuracy, or opinions expressed in such Web sites, and such Web sites are not investigated, monitored, or checked for accuracy or completeness by Kevin Wagner and www.Kevin-Wagner.com. Inclusion of any such linked Web site does not imply approval or endorsement of the linked Web site by Kevin Wagner and www.Kevin-Wagner.com.

SUBMISSION OF INFORMATION
All information transmitted or otherwise submitted to Kevin Wagner and www.Kevin-Wagner.com., via this Web site shall be deemed to be the property of Kevin Wagner and www.Kevin-Wagner.com., and Kevin Wagner and www.Kevin-Wagner.com., shall be free to use such information for any lawful purpose. Kevin Wagner and www.Kevin-Wagner.com., shall not have any obligation to keep such information confidential except as otherwise specifically agreed in writing by Kevin Wagner and www.Kevin-Wagner.com., or as required by law. Users should note that electronic transmissions to and from this Web site are not confidential and may be read or intercepted by others.

LOGIN NAME AND PASSWORD
You must have a valid account identification and password to use this Web site. You are responsible for maintaining the confidentiality of your account identification and password and are fully responsible for all activities that occur under your account identification or password. You agree to immediately notify Kevin Wagner and www.Kevin-Wagner.com., of any unauthorized use of your account identification or password or any other breach of the security of your account or this Web site. You must ensure that you exit from your account at the end of each session.

GOVERNING LAW
These Terms of Use will be governed by and construed in accordance with the laws of the United States of America and the State of Delaware without regard to conflict of law principles, and users agree that all legal proceedings related to the matters herein shall be adjudicated solely in the courts of New Castle County, Ohio, United States of America. Users consent to extra-territorial service of process and submit to the jurisdiction of said courts.
To the extent any portion of these Terms of Use shall be determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these Terms of Use as so modified will remain in full force and effect.
Any waiver of any provisions contained in these Terms of Use by Kevin Wagner and www.Kevin-Wagner.com., shall not be deemed to be a waiver of any other right, term, or provision of these Terms of Use. Any waiver of these Terms of Use must be in writing and signed by our authorized representative. A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.